COOKIE POLICY

Senast uppdaterad: 31 juli 2026

This Cookie Policy ("Policy") explains how Concept Bandits Sweden AB, company registration number 559445-4745, with its registered office at Knäppingsborgsgatan 38, 602 26 Norrköping, Sweden ("Company", "we", "our", or "us"), uses cookies and similar technologies when you access our website, applications, APIs, and related services (collectively, the "Service").

This Policy should be read together with our:

• Terms and Conditions;

• Privacy Policy;

• AI Disclaimer;

• Investment Disclaimer;

• Subscription Policy;

• Refund Policy.

By using the Service, you acknowledge that cookies may be used in accordance with this Policy. Where required by applicable law, non-essential cookies will only be used after obtaining your consent.

1. PURPOSE OF THIS POLICY

1.1 Purpose

The purpose of this Cookie Policy is to explain:

• what cookies are;

• how we use cookies;

• which types of cookies we use;

• how long cookies remain on your device;

• how you can manage your cookie preferences;

• your rights regarding cookies under applicable law.

The Company is committed to transparency regarding the use of cookies and similar tracking technologies.

1.2 Scope

This Policy applies whenever you access or use:

• our website;

• mobile applications;

• web applications;

• customer portals;

• APIs where applicable;

• AI-powered platform;

• subscription services.

This Policy applies regardless of the device used to access the Service.

2. WHAT ARE COOKIES?

2.1 Definition

Cookies are small text files placed on your computer, smartphone, tablet, or other device when you visit a website.

Cookies allow websites to recognize your device and remember information about your visit.

Cookies may be stored temporarily or permanently depending on their purpose.

2.2 Similar Technologies

In addition to cookies, the Company may use similar technologies including:

• local storage;

• session storage;

• web beacons;

• tracking pixels;

• software development kits (SDKs);

• device identifiers;

• browser storage technologies.

For simplicity, these technologies are collectively referred to as "Cookies" throughout this Policy unless otherwise stated.

3. WHY WE USE COOKIES

The Company uses Cookies to:

• operate the Service;

• maintain security;

• authenticate Users;

• remember login sessions;

• improve website functionality;

• personalize the user experience;

• analyze website traffic;

• understand how Users interact with the Service;

• improve AI-powered features;

• detect fraud;

• prevent abuse;

• remember user preferences;

• measure platform performance.

Cookies help us improve both the reliability and usability of the Service.

4. TYPES OF COOKIES WE USE

4.1 Strictly Necessary Cookies

Strictly Necessary Cookies are essential for the operation of the Service.

Without these cookies, certain features cannot function properly.

These cookies may be used to:

• authenticate Users;

• maintain secure sessions;

• process payments;

• protect against fraud;

• balance server loads;

• remember security settings;

• enable navigation;

• maintain account functionality.

These cookies generally do not require consent where permitted by applicable law.

4.2 Functional Cookies

Functional Cookies improve your experience by remembering your preferences.

Examples include remembering:

• language selection;

• region;

• dashboard preferences;

• watchlists;

• display settings;

• accessibility preferences;

• notification settings;

• AI interface preferences.

Functional Cookies may require consent where required by applicable law.

4.3 Analytics Cookies

Analytics Cookies help us understand how Users interact with the Service.

These cookies may collect information regarding:

• pages visited;

• time spent on pages;

• navigation paths;

• click behaviour;

• session duration;

• feature usage;

• traffic sources;

• device information.

Analytics information is generally aggregated and used to improve the Service.

4.4 Performance Cookies

Performance Cookies help identify technical issues and improve platform performance.

They may collect information relating to:

• loading times;

• server response times;

• application errors;

• crashes;

• browser compatibility;

• performance metrics.

This information assists us in maintaining a reliable platform.

5. MARKETING COOKIES

Marketing Cookies may be used to:

• measure advertising performance;

• understand campaign effectiveness;

• limit repeated advertisements;

• measure conversions;

• improve advertising relevance;

• build anonymous audience segments.

Where required by law, Marketing Cookies will only be placed after obtaining your explicit consent.

6. THIRD-PARTY COOKIES

Some Cookies are placed by trusted third-party providers that assist us in operating and improving the Service.

Examples may include providers responsible for:

• payment processing;

• analytics;

• authentication;

• cloud infrastructure;

• customer support;

• AI services;

• fraud prevention;

• website security;

• performance monitoring.

Each third-party provider processes data in accordance with its own privacy practices and applicable legal obligations.

The Company seeks to work only with reputable service providers that maintain appropriate security and privacy standards.

7. COOKIE CATEGORIES

7.1 Session Cookies

Session Cookies are temporary cookies that remain on your device only while your browser session is active.

These cookies are automatically deleted when you close your browser.

Session Cookies are commonly used for:

• maintaining login sessions;

• securing authenticated areas;

• preventing fraudulent activity;

• preserving temporary user preferences.

7.2 Persistent Cookies

Persistent Cookies remain on your device after your browser session ends.

These Cookies help us remember your preferences and improve future visits.

Persistent Cookies remain stored until:

• they expire automatically;

• they are manually deleted by the User;

• they are removed by browser settings.

7.3 First-Party Cookies

First-Party Cookies are placed directly by the Company.

These Cookies are primarily used to:

• operate the Service;

• remember user preferences;

• maintain security;

• authenticate users;

• improve website functionality.

7.4 Third-Party Cookies

Third-Party Cookies are placed by trusted external service providers acting on behalf of the Company.

Examples may include services relating to:

• payment processing;

• website analytics;

• AI infrastructure;

• cloud hosting;

• authentication;

• customer support;

• fraud prevention;

• website performance monitoring.

Third-party providers process information in accordance with their own privacy policies and applicable legal obligations.

8. COOKIE DURATION

Cookies remain stored for different periods depending on their purpose.

Examples include:

• session duration;

• several hours;

• several days;

• several months;

• up to two years where appropriate and legally permitted.

The Company periodically reviews cookie retention periods to ensure they remain proportionate and appropriate.

9. CONSENT MANAGEMENT

9.1 Cookie Consent

Where required by applicable law, the Company requests your consent before placing non-essential Cookies on your device.

Non-essential Cookies include, for example:

• analytics Cookies;

• marketing Cookies;

• personalization Cookies;

• advertising Cookies.

Strictly Necessary Cookies do not generally require consent where permitted by law.

9.2 Consent Choices

When first visiting the Service, Users may choose whether to:

• accept all Cookies;

• reject non-essential Cookies;

• customize Cookie preferences.

Users may modify these preferences at any time through the Cookie Preference Center.

9.3 Withdrawal of Consent

Users may withdraw previously granted Cookie consent at any time.

Withdrawal of consent does not affect the lawfulness of processing carried out before consent was withdrawn.

10. MANAGING COOKIES

10.1 Browser Settings

Most web browsers allow Users to:

• delete Cookies;

• block Cookies;

• receive notifications before Cookies are stored;

• restrict third-party Cookies;

• disable all Cookies.

Instructions for managing Cookies are generally available through your browser's help documentation.

10.2 Effect of Disabling Cookies

Disabling certain Cookies may affect the functionality of the Service.

Examples include:

• inability to remain logged in;

• loss of saved preferences;

• reduced personalization;

• limited platform functionality;

• degraded user experience.

Strictly Necessary Cookies are generally required for core platform functionality.

11. COOKIE PREFERENCE CENTER

The Company provides a Cookie Preference Center where available.

Users may:

• review Cookie categories;

• update consent preferences;

• withdraw consent;

• obtain additional information regarding Cookie usage.

Preference changes are applied as soon as reasonably practicable.

12. THIRD-PARTY SERVICES

The Service may integrate trusted third-party providers that use Cookies or similar technologies.

Examples may include providers responsible for:

• payment processing;

• authentication;

• AI functionality;

• analytics;

• customer support;

• cloud hosting;

• fraud prevention;

• security monitoring.

The Company encourages Users to review the privacy and cookie policies of these providers.

13. INTERNATIONAL USERS

Users accessing the Service from outside Sweden acknowledge that Cookie processing may occur in countries where the Company or its service providers operate.

Where Personal Data is transferred outside the European Economic Area (EEA), the Company implements appropriate safeguards as required by applicable data protection legislation.

14. CHILDREN'S PRIVACY

The Service is intended for individuals who are at least eighteen (18) years of age.

The Company does not knowingly use Cookies to collect personal information from children.

If the Company becomes aware that information relating to a child has been collected contrary to applicable law, appropriate steps will be taken to remove such information.

15. YOUR PRIVACY RIGHTS

Depending upon your jurisdiction, you may have rights regarding Personal Data collected through Cookies, including the right to:

• access your Personal Data;

• request correction;

• request deletion;

• restrict processing;

• object to certain processing;

• withdraw consent;

• request data portability;

• lodge a complaint with a supervisory authority.

Additional information regarding these rights is available in the Company's Privacy Policy.

16. CHANGES TO THIS POLICY

The Company may modify this Cookie Policy from time to time.

Updates may reflect:

• legal developments;

• regulatory guidance;

• changes in technology;

• new Cookies;

• removal of existing Cookies;

• improvements to the Service.

Material changes become effective on the date specified in the updated Policy.

Where required by law, Users will be informed of significant changes.

17. GOVERNING LAW

This Cookie Policy shall be governed by and interpreted in accordance with the laws of the Kingdom of Sweden.

Nothing in this Policy limits mandatory consumer or privacy rights provided under applicable law, including the General Data Protection Regulation (GDPR) and other applicable European Union legislation.

18. SEVERABILITY

If any provision of this Cookie Policy is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

The invalid provision shall be interpreted, where possible, in a manner that most closely reflects its original purpose while complying with applicable law.

19. ENTIRE POLICY

This Cookie Policy forms part of the Company's legal documentation and should be read together with:

• Terms and Conditions;

• Privacy Policy;

• Subscription Policy;

• Refund Policy;

• AI Disclaimer;

• Investment Disclaimer.

In the event of any conflict between this Policy and mandatory provisions of applicable law, the mandatory legal provisions shall prevail.

20. CONTACT INFORMATION

If you have any questions regarding this Cookie Policy or our use of Cookies, please contact:

Concept Bandits Sweden AB Company Registration Number: 559445-4745 Knäppingsborgsgatan 38
602 26 Norrköping
Sweden

Email: [Privacy Email]

Website: [Website URL]

The Company will make reasonable efforts to respond to Cookie-related enquiries within a reasonable timeframe.

21. EFFECTIVE DATE

This Cookie Policy becomes effective on the date specified at the beginning of this document and remains in force until amended or replaced by the Company.

ACKNOWLEDGEMENT

By continuing to use the Service and, where required, providing your consent through the Company's Cookie Banner or Cookie Preference Center, you acknowledge that:

• you have read and understood this Cookie Policy;

• you understand how Cookies and similar technologies are used by the Company;

• you understand that certain Cookies are necessary for the operation of the Service;

• you understand that non-essential Cookies will only be used where required consent has been obtained;

• you understand that you may withdraw or modify your Cookie preferences at any time.